Bet365 Does Return Include Stake: Complete Guide to Payouts Explained
Learn how Bet365 shows your bet returns, when stakes are included or excluded, and how to quickly check payouts so you always know what to expect.

When you win a bet on Bet365, your payout usually includes both your profit and the original stake you put down. For example, a £10 bet at odds of 2.50 will show a return of £25, made up of £15 profit plus your £10 stake coming back to you.
The only times this works differently are with promotions or free bet credits, where the terms specifically exclude the stake from the return.
This is why some bettors search for clarity on details such as Bet365 does return include stake, since it can be confusing at first glance.
In this guide, we’ll break down how Bet365 calculates returns, when your stake is excluded, and how to quickly check the figures on your bet slip so you always know exactly what you’re getting.
How Bet365 calculates returns with stake included
When you place a bet with real money on Bet365, your potential return is displayed right on the bet slip before you confirm.
That figure is always the total return, not just the profit. For example, if you put £10 on a selection at odds of 2.50, your return will show as £25. Out of that, £15 is profit and £10 is your stake being returned.
I’ve noticed that players sometimes assume the displayed return is profit only, but Bet365 has always bundled stake and winnings together. This avoids surprises when the bet is settled.
When Bet365 does not return the stake
There are a couple of cases where Bet365 does not include your stake in the return. The most common is when you’re using a free bet or a “Bet Credit” token.
With those, you only receive the profit. So if you used a £10 bet credit at odds of 2.50, your return would be £15, not £25, because the free stake is not part of the payout.
Another situation is certain special offers, like risk-free bet promotions. If the terms say “stake not returned,” it will work the same way as a Bet365 free bet credit.

Checking your returns on Bet365
The easiest way to confirm whether your stake is included is to look at your open bet slip. Bet365 clearly lists both the “stake” and the “to return” figures before you place the wager.
After settlement, you’ll also see the total returned in your bet history under the “Settled Bets” section.
If something doesn’t add up, I always recommend checking the promotion rules or the type of bet you used. Ninety-nine percent of the time, the explanation is that a free bet or credit was involved.
Examples of stake inclusion with Bet365
Here are some practical scenarios I’ve come across:
- Regular single bet: £20 at 3.00 odds → return £60 (£40 profit + £20 stake)
- Each-way bet: £10 EW (total £20), with a place return of £15 → that includes the £10 stake from the place portion
- Free bet credit: £10 at 3.00 odds → return £20 (profit only, stake excluded), which works differently from regular Bet365 each way bets.
Seeing it in numbers usually clears up the confusion. In every real-money bet, the stake comes back along with the winnings.
Why Bet365 handles free bets differently
Players often ask why the stake isn’t returned on free bet credits. The reason is simple: you never risked your own money on that stake.
The “credit” is essentially a gift to generate profit opportunities, not a full cash wager. Other major sportsbooks operate the same way, so Bet365 isn’t unusual here.
From my point of view, this distinction is fair, as long as you know what to expect before placing the bet. Reading the small print on bonuses has saved me from surprises more than once.
Final thoughts on Bet365 does return include stake
So, to settle the question of whether Bet365 does return include stake: yes, for all standard cash bets your return includes the original stake along with any winnings.
The only times it doesn’t are when you’re using free bet credits or certain promotional offers where the terms clearly say “stake not returned.”
If you ever find yourself confused about a particular payout, open your bet history and double-check the type of bet you placed.
From my experience, once you know how Bet365 presents the returns, it becomes second nature to read the numbers correctly.
FAQs
Does Bet365 return include stake?
Yes, Bet365 returns usually include both your original stake and winnings, except when you use free bet credits or specific promotions that exclude the stake.
When does Bet365 not return the stake?
Your stake is not returned when you place a bet using free bet credits or during certain promotional offers that state “stake not returned.”
How can I check if my stake is included in a Bet365 payout?
You can confirm by reviewing your bet slip before placing a wager or by checking your settled bets history, where both the stake and return are clearly listed.
Why doesn’t Bet365 return the stake on free bets?
Free bet credits don’t return the stake because you’re not wagering your own money—only the profit from those bets is paid out.
How does a Bet365 each way bet return work?
With an each way bet, the return includes both the profit and the stake from the winning portion of the bet, unless it was placed usin